Private Education Loan Applicant Self-Certification Form (All Applicants)

Most recipients of ABF aid receive a loan as part of the award package. In compliance with U.S. Federal law, and to satisfy requirements of the “Truth in Lending Act” for private lenders, you must read, complete, and sign a “Private Education Loan Applicant Self-Certification” Form (SCF).

Instructions:

1. Download and save the Self-Certification Form: Self-Certification Form (PDF format) or Self-Certification Form (Word format).
2. Read, complete and sign form.
3. Save form with the proper naming format as specified above using “SCF” as the document name.
4. Upload form to the online application “Attachments” section.

Co-Borrower Form (All Applicants)

Americans must find a qualified citizen and resident of the United States willing to sign as a co-borrower for their ABF loan. Canadian applicants may use a Canadian citizen as a co-borrower for their ABF loan. Note that a parent may serve as a co-borrower, but a spouse cannot serve as a co-borrower.

Exception: if you are a financially independent adult, or cannot find a co-borrower, you must submit the first page of your personal 1040 tax forms for the past 3 years and a copy of your credit score in place of this form.

Instructions:

1. Download the “Co-Borrower Form”: Co-Borrower Form (PDF format) or Co-Borrower Form (Word format)
2. Your co-borrower must read, complete and sign this form.
3. Once the form has been completed, label it with YOUR name (the applicant), NOT the co-borrower’s name, along with “Co-Borrower Form” for the document name.
4. Upload form to the online application “Attachments” section.  This is your responsibility, not that of your Co-Borrower.

First Page of Your Co-Borrower’s Tax Returns (All Applicants)

Instructions:

1. First-Time Applicants: Scan the first page only of your co-borrower’s tax returns for the past three years.
   Returning Applicants: Scan the first page only of your co-borrower’s tax returns for the past one year.
2. Save document(s) with YOUR name as specified above, not your co-borrower’s name along with “Co-Borrower 1040s”
3. Upload document(s) to the online application “Attachments” section.

Co-Borrower’s Credit Score if their Annual Income is less than $50,000 (All Applicants)

Note: This document is only required if co-borrowers whose annual income is less than $50,000.

Instructions:

1. Co-Borrowers must provide documentation of their current credit score if their annual income is less than $50,000.  This information is available for free from:   AnnualCreditReport.com or quizzle.com
2. Save copy of an electronic copy or scan of the credit report with applicant’s name as specified above, (not your co-borrower’s name) and  “Co-Borrower Credit Score” as the document name.
3. Upload document to the online application “Attachments” section.  This is your responsibility, not that of your Co-Borrower.

Most-Recent Transcript (All Applicants)

You must provide us with a copy of your most recent transcript, confirming that your GPA is 2.5 or above. We do not require official or sealed copies of your transcript — we will not accept any transcript via post/mail, fax or email.  You will need to obtain and scan the document yourself or copy/paste the information from the internet into a  Word .doc or PDF.

Exception: If you attended high school or college within the last five years, please submit a copy of your transcript showing the most recent GPA. If it has been more than five years since you last attended school, you are not required to submit a transcript.

Instructions:

1. Acquire a copy of your latest transcripts and save in a  PDF or Word format.
2. Name file as per instructions above, using “Transcript” as the document name.
3. Upload document to the online application “Attachments” section.

Tuition Confirmation (All Applicants)

Provide some form of documentation or published information from the university or vocational school confirming the tuition fees for this academic year or for the term for which you are applying. Examples of this could be a page printed out from the institution’s website, course catalog, or a letter from the registrar stating costs.

Instructions:

1. Save document as PDF or Word format.
2. Name file as per instructions above, using “Tuition Confirmation” as the document name.
3. Upload document to the online application “Attachments” section.

Christian Science Reference (All Applicants)

An adult who can verify that you are an active, sincere, and dedicated student of Christian Science needs to fill out our online reference form. You must create an online application before contacting your referees to submit your reference. Any referrals submitted before the creation of an application will be declined.

Instructions:

1. Send this link and the email address you are using for your online application (you must create your application first) to the person giving you the referral:
   http://albertbakerfund.force.com/referrals
2. Include the email address you used to register for the ABF Application.
3. Verify that referral was successfully submitted by going to the “Referrals” section of the online application (please allow two days for processing of the referral submission).

Character Reference (First-Time Applicants)

A person who can give examples of your ability to respond positively to a challenge and your dependability needs to fill out our online reference form. You must create an application before contacting your referees. Any referrals submitted before the creation of an application will be declined.

Instructions:

1. Send this link and the email address you are using for your online application (you must create your application first) to the person giving you the referral:
   http://albertbakerfund.force.com/referrals
2. Include the email address you used to register for the ABF Application.
3. Verify that referral was successfully submitted by going to the “Referrals” section of the online application (please allow two days for processing of the referral submission).

Academic Reference (First-Time Applicants)

An adult who can give examples of your discipline, commitment, and academic achievements also needs to fill out our online reference form. You must create an application before contacting your referees. Any referrals submitted before the creation of an application will be declined.

Instructions:

1. Send this link and the email address you are using for your online application (you must create your application first) to the person giving you the referral:
   http://albertbakerfund.force.com/referrals
2. Include the email address you used to register for the ABF Application.
3. Verify that referral was successfully submitted by going to the “Referrals” section of the online application (please allow two days for processing of the referral submission).